Creating a legal business entity comes with a bunch of perks, like shielding your personal assets from business debts, giving you more control over how you run things, opening up options for funding, and possibly lowering your tax bill. The steps usually include picking out a cool name for your business, filling out some paperwork called articles of organization and sending it off to the state, choosing someone to be your official contact person (that's the registered agent), writing up an operating agreement that lays out how your company will operate, and getting an employer identification number.

Yeah, it involves some paperwork, but the protections and flexibility you get make it a smart move for anyone diving into the world of owning a business. This guide makes it super simple!

Download this Business Tracker and make a copy - it may seem overwhelming but you will be able to keep track of your progress as you go through this course. By the time you complete the tracker, you and your business will be ready for funding!

Business Tracker - Download

It's advisable to consult with legal and tax professionals to determine the best fit for your specific business goals and circumstances.

Limited Liability Company (LLC):

• Pass-Through Taxation: Profits and losses pass through to owners' personal tax returns.

• Limited Liability: Owners have limited personal liability.

• Flexibility: Offers a flexible management structure with fewer formalities.

S Corporation (S Corp)

See Lvl 6 Trust Builder for details about forming a Scorp.

• Pass-Through Taxation: Profits and losses pass through to shareholders' personal tax returns.

• Limited Liability: Shareholders have limited personal liability.

• Restrictions: Limits on the number and types of shareholders, with a requirement for a single class of stock.

C Corporation (C Corp):

See Lvl 6 Trust Builder for details about forming a ccorp.

• Separate Tax Entity: Taxed independently, filing corporate tax returns.

• Double Taxation: Shareholders are taxed on dividends, potentially leading to double taxation.

• Limited Liability: Shareholders have limited personal liability.

Non-profit Organization:

See Lvl 6 Trust Builder for details about forming a non-profit.

• Tax-Exempt Status: Exempt from federal income taxes with specific requirements.

• Mission-Driven: Formed to serve a specific public or community mission.

• Limited Profit Distribution: Profits can't be distributed to owners; funds support the mission.

• 501(c)(3) Status: Sought for tax-deductible contributions and additional benefits.

Step 1d: Business website, domain, & Email

Name Availability:

1. Confirming name availability is essential for registering your business. The Secretary of State's database provides real-time information on whether the name you want is currently in use. Register with the secretary of state in your state for access to the entity databases. For Example: This is the Texas Secretary of State Website

2. A matching domain name and professional email address associated with your business adds an vital layer of bankability. Go to Godaddy.com and purchase your domain for $4.99 with a discount code GDD1dom. Godaddy provides email for $1.99 a month.

Godaddy all in one - get started

Business plan - Get Started

A good business plan guides you through each stage of starting and managing your business. You’ll use your business plan as a roadmap for how to structure, run, and grow your new business. It’s a way to think through the key elements of your business.

Business plans can help you get funding or bring on new business partners. Investors want to feel confident they’ll see a return on their investment. Your business plan is the tool you’ll use to convince people that working with you — or investing in your company — is a smart choice.

Traditional business plan format

You might prefer a traditional business plan format if you’re very detail-oriented, want a comprehensive plan, or plan to request financing from traditional sources.

When you write your business plan, you don’t have to stick to the exact business plan outline. Instead, use the sections that make the most sense for your business and your needs. Traditional business plans use some combination of these nine sections.

Executive summary

Briefly tell your reader what your company is and why it will be successful. Include your mission statement, your product or service, and basic information about your company’s leadership team, employees, and location. You should also include financial information and high-level growth plans if you plan to ask for financing.

Company description

Use your company description to provide detailed information about your company. Go into detail about the problems your business solves. Be specific, and list out the consumers, organization, or businesses your company plans to serve.

Explain the competitive advantages that will make your business a success. Are there experts on your team? Have you found the perfect location for your store? Your company description is the place to boast about your strengths.

Market analysis

You'll need a good understanding of your industry outlook and target market. Competitive research will show you what other businesses are doing and what their strengths are. In your market research, look for trends and themes. What do successful competitors do? Why does it work? Can you do it better? Now's the time to answer these questions.

Organization and management

Tell your reader how your company will be structured and who will run it.

Describe the legal structure of your business. State whether you have or intend to incorporate your business as a C or an S corporation, form a general or limited partnership, or if you're a sole proprietor or limited liability company (LLC).

Use an organizational chart to lay out who's in charge of what in your company. Show how each person's unique experience will contribute to the success of your venture. Consider including resumes and CVs of key members of your team.

Service or product line

Describe what you sell or what service you offer. Explain how it benefits your customers and what the product lifecycle looks like. Share your plans for intellectual property, like copyright or patent filings. If you're doing research and development for your service or product, explain it in detail.

Marketing and sales

There's no single way to approach a marketing strategy. Your strategy should evolve and change to fit your unique needs.

Your goal in this section is to describe how you'll attract and retain customers. You'll also describe how a sale will actually happen. You'll refer to this section later when you make financial projections, so make sure to thoroughly describe your complete marketing and sales strategies.

Funding request

If you're asking for funding, this is where you'll outline your funding requirements. Your goal is to clearly explain how much funding you’ll need over the next five years and what you'll use it for.

Specify whether you want debt or equity, the terms you'd like applied, and the length of time your request will cover. Give a detailed description of how you'll use your funds. Specify if you need funds to buy equipment or materials, pay salaries, or cover specific bills until revenue increases. Always include a description of your future strategic financial plans, like paying off debt or selling your business.

Financial projections

Supplement your funding request with financial projections. Your goal is to convince the reader that your business is stable and will be a financial success.

If your business is already established, include income statements, balance sheets, and cash flow statements for the last three to five years. If you have other collateral you could put against a loan, make sure to list it now.

Provide a prospective financial outlook for the next five years. Include forecasted income statements, balance sheets, cash flow statements, and capital expenditure budgets. For the first year, be even more specific and use quarterly — or even monthly — projections. Make sure to clearly explain your projections, and match them to your funding requests.

This is a great place to use graphs and charts to tell the financial story of your business.  

Appendix

Use your appendix to provide supporting documents or other materials were specially requested. Common items to include are credit histories, resumes, product pictures, letters of reference, licenses, permits, patents, legal documents, and other contracts.

Example traditional business plans

Before you write your business plan, read the following example business plans written by fictional business owners. Rebecca owns a consulting firm, and Andrew owns a toy company.

Template Example 1 (Rebecca): Download

Template Example 2 (Andrew's): Download

Lean startup format

You might prefer a lean startup format if you want to explain or start your business quickly, your business is relatively simple, or you plan to regularly change and refine your business plan.

Lean startup formats are charts that use only a handful of elements to describe your company’s value proposition, infrastructure, customers, and finances. They’re useful for visualizing tradeoffs and fundamental facts about your company.

There are different ways to develop a lean startup template. You can search the web to find free templates to build your business plan. We discuss nine components of a model business plan here:

Key partnerships

Note the other businesses or services you’ll work with to run your business. Think about suppliers, manufacturers, subcontractors, and similar strategic partners.

Key activities

List the ways your business will gain a competitive advantage. Highlight things like selling direct to consumers, or using technology to tap into the sharing economy.

Key resources

List any resource you’ll leverage to create value for your customer. Your most important assets could include staff, capital, or intellectual property. Don’t forget to leverage business resources that might be available to women, veterans, Native Americans, and HUBZone businesses.

Value proposition

Make a clear and compelling statement about the unique value your company brings to the market.

Customer relationships

Describe how customers will interact with your business. Is it automated or personal? In person or online? Think through the customer experience from start to finish.

Customer segments

Be specific when you name your target market. Your business won’t be for everybody, so it’s important to have a clear sense of whom your business will serve.

Channels

List the most important ways you’ll talk to your customers. Most businesses use a mix of channels and optimize them over time.

Cost structure

Will your company focus on reducing cost or maximizing value? Define your strategy, then list the most significant costs you’ll face pursuing it.

Revenue streams

Explain how your company will actually make money. Some examples are direct sales, memberships fees, and selling advertising space. If your company has multiple revenue streams, list them all.

Example lean business plan

Before you write your business plan, read this example business plan written by a fictional business owner, Andrew, who owns a toy company.

Template Example 3 (andrew): Download

For small businesses, every penny counts, which is why having a payment processing system with low fees is absolutely crucial. A good payment processing system not only ensures seamless transactions but also helps minimize overhead costs, allowing businesses to maximize their profits. Create an online shop for your services or send payment links to your clients. In today's competitive landscape, choosing the right payment processing system with low fees can make all the difference in the success and sustainability of a small business.

PAYPAL: Smart, trusted payment solutions built for growth.

Drive conversion with an all-in-one payments solution fueled by 430+ million active accounts and the power of AI.

SQUARE: Payments you can rely on to run smarter.

Never miss a sale. Square payment processing serves customers better with tools and integrations that make work more efficient.

STRIPE: Reduce costs, grow revenue, and run your business more efficiently on a fully integrated platform. Use Stripe to handle all of your payments-related needs, manage revenue operations, and launch (or invent) new business models. 

Building Business Credit with Dun & Bradstreet

The partnership between Plaid and Dun & Bradstreet uses bank transaction data to construct business credit profiles. With a fresh integration from Plaid, small businesses can securely grant access to their bank account info for authentication purposes, instantly updating their Dun & Bradstreet business credit profile. This also allows them to share their bank transaction details, helping Dun & Bradstreet establish business credit using data beyond traditional payment records, which many smaller companies may lack. Additionally, Dun & Bradstreet plans to introduce new business scores and analytics for small businesses through its collaboration with Plaid, potentially enhancing the data and insights available in their credit profiles. This initiative marks the first instance in the business credit realm where permissioned bank data is utilized to potentially generate business credit scores and novel analytics.

How it works:

1. Click on the "Get Started" button below to securely connect to your business bank account via Plaid.

2. We will confirm that the bank account being connected belongs to your business. If we confirm that the account belongs to your business, we will retrieve between six and 24 months of your recent transaction history from your bank. If your account has less than six months of transaction history, connecting it will not have any impact on your scores until there is a minimum of six months of data available.

3. Your transaction data will be analyzed and your Delinquency and Failure Scores may potentially improve. Your transaction data will never be sold; it will be aggregated and used for analytic purposes and incorporated into Dun & Bradstreet business credit scores and ratings.

4. Dun & Bradstreet will continue to retrieve recent transaction history from your account on a daily basis to help ensure your scores more accurately reflect your business’s current financial stability until you disconnect your account.

Get nav prime - Here

While Nav Prime operates differently from a traditional net-30 vendor as you pay on a pay-as-you-go basis, maintaining a consistent payment schedule every 30 days can still contribute to building your business credit history. This practice establishes a new tradeline with multiple business credit bureaus. Additionally, regular utilization of the integrated Nav Prime Card creates a secondary tradeline.

It's important to note that reporting is always neutral and never reflects negatively on your credit. Increase business credit scores up to 50% in the first 3 months, see your business credit-building impact, and secure new funding options — only with Nav Prime. Once you have Nav Prime, you will have access to an array of Net-30 Business Credit Building Accounts. The reality of building business credit is that unless you have a use for these various vendors, stores and fuel cards you should not buy them just for the sake of building business credit.

NAV CREDIT BUILDING RESOURCES: 

• See a Demo

• How to Establish Business Credit

• Which Cards Can Help

• Net-30 Accounts

vendor accounts

A vendor account provides your business with a line of credit, typically with repayment expected within 30, 60, or 90 days. This arrangement includes a purchase limit and a specified timeframe for repayment. Before seeking vendor credit, confirm that the vendor reports to one of the three major nationwide business credit reporting agencies.

The objective is to secure a minimum of five vendor accounts that report to the business credit bureaus. While vendor relationships are important, avoid overly prioritizing any single vendor. As your business credit profile matures, you'll have the opportunity to diversify and apply for credit with additional vendors in the future.

Vendor accounts usually require up to three net-30 billing cycles (30 to 90 days) to begin contributing to your credit score. Ensure you have at least three distinct payment transactions with the vendor for reporting purposes. Understanding this timeline, it's crucial to recognize that building business credit is a gradual process, typically taking 4 to 6 months realistically.

Initially, you might encounter a lower credit limit. However, as you consistently make on-time payments, you can request an increase in your credit limit. Over time, you may become eligible for extended net terms, like net-45 or net-60. It's important to note that these companies prefer to work with customers who demonstrate a history of timely purchases and payments.

Once you've established at least three to five accounts and completed three payments, ensure they're being reported to Dun & Bradstreet. Verify this by logging into your Dun & Bradstreet account and reviewing your Credit Signal, or alternatively, by checking your NAV account.

You DO NOT have to build business credit unless you want No Doc Business Lines of Credit from the bank or Store cards, gas cards etc.. If you are just going for 0% business cards, you can proceed with just your PG.

net-30

• The goal is to obtain (3) Tradelines per Business Credit Bureau so that you can obtain an SBSS Score of 195 or higher. 

• The SBSS scores can be used for term loans and lines of credit for amounts up to $1 million. They are a combination of our Business Credit and FICO Scores. You can view our SBSS Score buy purchasing NAV Prime for $49.99. 

• Only proceed beyond (3) Tradelines if you actually have a need for these purchases, otherwise you are just wasting your time and money.

NOTE: To generate a NET30 Account report, you need to make a minimum purchase of $50 and settle the invoice a few days after receiving it. Avoid immediate payment. Instead, ensure payment is made AT LEAST 10 days before the invoice due date. Purchase goods worth $50 or more from each vendor. Consider purchasing items you genuinely require or can resell. Transactions below $50 may not be reported to the bureaus in most cases. We aim to have at least 3 accounts reporting to DNB to achieve an 80 PAYDEX score.

Master Tip: On any vendor application that asks about the amount of employees, list 5 employees unless you employ more than 5. If you are the only person employed with your organization, listing 5 employees ups your approval odds.

eCredable - Register

Add your Business Phone and Utility payments to your credit report with eCredable. Just link up to 8 types of accounts like power, water, gas, mobile phone, and more to your eCredable Credit Profile. After linking, eCredable securely collects up to 24 months of payment history from your provider’s website. Then, they automatically report your payments to business credit agencies every month. This helps improve your business credit reports and scores. eCredable currently reports to Experian Commercial, Ansonia, and CreditSafe. They're also planning to start reporting to D&B soon.

Net-30 Recommendations: 

Master Tip: On any vendor application that asks about the amount of employees, list 5 employees unless you employ more than 5. If you are the only person employed with your organization, listing 5 employees ups your approval odds.

5 Star Processing Biz Credit Card - SIGN UP (Recommended)

Minimum Fico Score 300 (Soft pull from Experian)

Reports to DNB!

Easy approval

BILL Corporate Charge Card (Spend & Expense) - SIGN UP (Recommended)

SOFT CREDIT PULL 650+ Credit Score

​Reports to DNB! 

​Paid Monthly in FULL

Easy approval

Creative Analytics - SIGN UP (Recommended) 

Must operate in the United States as a domestic incorporated entity

Must have an IRS-issued Tax ID # (Federal EIN)

Must have a Dun & Bradstreet-issued (D-U-N-S) #

Established for at least 30 days

Must have active up-to-date state of incorporation registration with verifiable phone number

Must not have any derogatory business reporting or delinquencies

Applicant must be an Authorized Officer of the organization

The CEO Creative - SIGN UP (Recommended) 

 Only for US businesses

 Business must exist for at least 30 days

 Clean Business History

 No Late payments

Fidextech - SIGN UP (Recommended) 

If your business qualifies, your application may be approved within 72 hours

We currently report to CreditSafe 

This program is available to approved business accounts and can provide significant flexibility in managing your cash flow

Uline - SIGN UP

NET 30 Instant Approval! 

Reports Every 1st of the Month! 

​Reports To DNB

​No Annual Fee

Crown Office - SIGN UP

NET 30 approval within 2 days.

Reports Every 1st of the Month!  

Reports to DNB, Experian and Equifax

​$90 Annual FEE

Strategic Works - SIGN UP

Instant Approval

Digital Product instant delivery

​Reports To DNB

​No Annual Fee

​$75 Minimum

Summa Office Supplies - SIGN UP

Instant Net 30 Terms

Reports Every 30th of the Month! 

Reports To D&B

​$75 Minimum on Digital Purchase

Grainger - SIGN UP

Apply On Phone 3-4 Business days

Reports to D&B

​No Annual Fee

Quill - SIGN UP

Now Requires 3 months of credit card purchase for NET-30

Reports To D&B and Experian

No Annual Fee

revolving accounts

Revolving accounts carry significant weight in your business credit score, making them essential for building strong business credit. Vendors offering revolving accounts typically conduct credit checks and may assess your bank rating. Accuracy and compliance with this information are crucial.

Before seeking a revolving account, it's wise to communicate with the vendor to understand their lending policies and prevent potential denials. Similar to vendor accounts, timely payments on revolving accounts can significantly enhance your credit score.

It's advisable not to apply for revolving accounts unless you already have a minimum of five vendor accounts reporting payments for at least two to three months. Additionally, refrain from applying unless you have a vendor account reporting to all three business credit bureaus.

Revolving Account Recommendations: (coming soon)

How Credit Card Stacking Works

Credit card stacking is the strategy of applying for multiple credit cards in a specific order to access a larger unsecured line of credit than individual small business credit cards can offer.

If a company advertises that they can get your small business an unsecured line of credit of up to $150,000 with low interest rates, it’s likely they are a credit card stacking company. Stackers charge a fee — often hefty — to help you get approved. We’ve seen that fee hover around 9% to 11% of the approved amount for the credit card stacking companies to apply for credit cards for you. You’re paying for expertise and for a quick fix to your cash flow problem. Here you are your own expert!

Here is how it works:

1. Review your personal credit scores, income and other relevant qualifications to identify cards for which you are likely to qualify. Your personal credit scores typically need to be at least 680 or above to get qualify for most credit cards, and it’s worth noting that approval is not guaranteed.

2. Target business credit cards over personal credit cards because most business credit cards don’t show up on your personal credit reports as long as you make the payments on time. This can protect your personal credit scores from high utilization (a high balance compared to the credit limit.) 

3. For financing purposes, focus on cards with the lowest APR including 0% intro APR credit cards for the first six to 18 months.

4. Once you are approved and the credit cards are issued, you can use them as the business line of credit. If you need to get cash out of the credit line, do it without incurring a cash advance fees.

Note: Business owners that don’t qualify for traditional small business loans, SBA loans, business lines of credit, or working capital loans may benefit from credit stacking. Additionally, small companies or low-revenue businesses that have yet to accumulate assets and are unable to qualify for a traditional small business loan may want to consider this option. 

It can be a good way to get money quickly — you can usually get approved and receive your cards within seven to 10 business days.

sequencing

Securing 0% interest funding from banks can be an enticing opportunity for individuals looking to finance purchases or consolidate debt without incurring additional interest charges. However, effectively navigating the credit stacking sequence and understanding which banks pull your credit report from what credit bureaus is crucial for optimizing your chances of approval while minimizing the impact on your credit score. Here's why:

1. Minimizing Credit Inquiries: Each time you apply for credit, the respective bank or lender typically requests your credit report from one or more of the major credit bureaus: Equifax, Experian, and TransUnion. These hard inquiries, can temporarily lower your credit score. More than 3 inquires in a 6 month span will get you denied.  By strategically targeting banks that are more likely to approve your application based on the credit bureau they use, you can limit the number of inquiries on each bureau, thus reducing the overall impact on your credit score and maximizing the number of applications you can submit.

2. Maximizing Approval Opportunities: Different banks have varying preferences for which credit bureau they pull reports from when assessing creditworthiness. By understanding this preference, you can tailor your applications to banks that align with your credit profile, increasing the likelihood of approval. For example, if your credit report from TransUnion shows 1 inquiry,  and your Equifax and Experian have 2 each, you may prioritize applying to banks that predominantly use TransUnion for their credit evaluations.

3. Strategic Application Timing: Knowing which banks pull your credit report from what credit bureaus allows you to strategically time your applications, submitting multiple applications to different banks simultaneously.  With the right sequence, you could avoid triggering too many hard inquiries across all bureaus. This approach helps spread out the impact on your credit score and gives you the opportunity to address any potential issues or discrepancies in your credit reports before applying to additional banks.

List Of Which Credit Bureau Each Bank Pulls - Download

Open a business checking account with banks you intend to build relationships with. The overarching strategy involves consolidating all earnings and expenses into a single business checking account, maximizing cash flow to demonstrate seriousness to banks. This approach fosters trust, enhances your understanding of banking products, grants access to resources and advice, and sets the stage for a robust cash-flow history and funding opportunities. 

Many banks require a walk-in to establish business checking. You will need the following documents:

1. Articles of Formation

2. EIN Letter from IRS

3. State ID Or Drivers License

4. $50-$100 deposit

We advise selecting one or two banks to commence with, preferably those offering 0% interest credit opportunities for personal and business purposes. The objective is to optimize funding capabilities at both personal and business levels, one bank at a time. For those generating significant income, simultaneous cultivation of multiple banking relationships is feasible, although we caution against pursuing more than three or four concurrently to avoid potential adverse effects on funding opportunities due to multiple inquiries and recently opened accounts.

It's recommended to deposit a minimum of $10,000+ into your business checking account (for a minimum of 90 days). All direct deposits should be rerouted, and connections established with money-sharing platforms like CashApp, Zelle, and Paypal to ensure all deposits reflect in your new business checking account.

Starting with more than one personal bank is discouraged if monthly deposits cannot be sustained at $10,000 in each. It's preferable to deposit $15,000 monthly into one account than $7,500 into two. This practice should be maintained for three billing cycles in your checking account to maximize your banking relationship before applying for credit with that bank.

This is a Local Credit Union & community bank Search Tool:

When striving for a six-figure business credit, your most advantageous approach is to seek out local lenders. Local credit unions, community banks, and national banks in your area often offer more favorable terms compared to nationwide banks.

• Credit Union Search

• Community Bank Search

We recommend 3 local banks and 3 national lenders:

• Open accounts with lenders who offer 0% Business Cards and LOW Documentation Lines of Credit and Term loans. 

• Establish a bank rating by spreading your funds throughout various lenders. 

•  Use No Documentation Credit to scale your business to build strong financials to obtain further credit. 

• ​LEVERAGE PRE-EXISTING relationships - What personal cards / accounts do you have with banks?

BONUS: sba financing HELP ($500 - $5m): Preapproval application

Our National SBA Accelerator Program has strategic partnerships with SBA Lenders Nationwide. The strength of our team and program lies in our adeptness to meticulously review and process the initial package presented to our SBA loan participants.

FAVORITE NATIONAL LENDERS

Chase - APPLY

Capital One - APPLY

Capital one also offers a Walmart Rewards Card - APPLY

Wells Fargo - APPLY

Discover - APPLY

Apply for a Discover Credit Card with 0% Intro APR for 15 months.

American Express Amazon Business Prime - APPLY

Bank of America - Apply

PNC Bank - apply

TRUIST Bank - apply

Key Bank - Apply

M&T Bank - apply

BMO Harris Bank - apply

Regions - apply

Citizens bank - Apply

Affinity Federal Credit Union - apply

Bank of the West - BNP Paribas - apply

For self guided tax filing, use the IRS guide below: 

How to file your taxes: step by step

SEE LVL 6 - DYNASTY TRUST BUILDER FOR LEGACY BUSINESS STRUCTURING TIPS

Individuals: 

1. Check if you need to file

2. Gather your documents

3. Get credits and deductions

4. File your return

5. Get your refund

6. Pay taxes on time

7. Be ready to file taxes next year 

Businesses & Self Employed: 

Tax information, tools, and resources for businesses and self- employed: 

• EIN

• Employment Tax

• Estimated Tax

• Foreign Account Tax Compliance Act

Business Types: 

• Sole proprietorship
  Someone who owns an unincorporated business by themselves.

• Partnership
  A relationship existing between two or more persons who join to carry on a trade or business.

• International business
  Foreign businesses with activities in the U.S. or domestic businesses with activities outside the U.S.

• Corporation
  A legal entity that is separate and distinct from its owners.

• S corporation
  Corporations that elect to pass corporate income, losses, deductions, and credits through to their shareholders for federal tax purposes.

• Limited Liability Company or LLC
  A corporate structure whereby the members of the company cannot be held personally liable for the company's debts or liabilities.

1. Prepare your taxes

• Business tax credits

• Deduct expenses

• Employment taxes

• Excise taxes

• Gift taxes

• Business tax transcripts

2. File or pay your taxes

• Estimated taxes

• Order forms online

• Electronic Federal Tax Payment System (EFTPS)

3. Run your business

• Start a business

• Operate a business

• Close a business

• Business tax account

While we aim to empower each individual with the financial knowledge to be self sufficient in a chaotic world, consulting with a financial advisor or business expert is recommended to ensure the right decisions are made for your specific situation.

We personally partnered with National corporate credit to throw you in a pool of the top 100+ lenders guaranteeing to qualify you for the very best funding that exists in the marketplace. best for personal and small businesses. 15% Success fee - success being key. these guys are good at what they do!

• With a 680 or better credit score, no late payments, and verifiable income, you could qualify for $15k to $60k in personal funding or business financing at 0% interest for up to 15 months.

• With verifiable personal income of $3,500+ and manageable personal debts, you can qualify for up to $200k in 5 year term loans.  

• With business bank statement deposits of $15,000+ per month in the last 90 days and 2 years of profitable business/personal tax returns, there are loan options up to $1 Million! 

• Get you or your business pre-approved for 0% interest credit and lines of credit at no impact to your score! 

Here's what they do for you:

1. Raise Capital For Your Business

2. Educate You How To best Use Your New Funding

3. Help You Grow Your Capital Over Time

4. Support You As You Succeed

Read National Corporate Credit Google Reviews

Get preapproved, no hard pulls, no impact to your scores. See if you can qualify?

National corporate credit - Preapproval application

1. $50K - $100K+ 0% Interest Funding - Preapproval application

2. Real Estate financing $100k - $50m - Preapproval application

3. sba financing $500 - $5m - Preapproval application

Bonus: Become a referral partner and earn $250k+: become a partner